Reborn in 2014, getting rich from the World Cup

Chapter 118: You really know how to do business

"Auntie, does your company accept capital injection?"

Yang Zheng thought for a long time and finally decided to get straight to the point.

Because he knew that Cheng Suwan would definitely get through this difficult time in the end.

Even for Cheng Suwan, this was not a difficult problem.

At most, they can just sell a few storefronts...

So he didn't want to delay any longer and planned to cut the Gordian knot.

Although this may ruin the Cheng family's mother and daughter's good impression of him.

Because he said before that he had no money, but now he said he wanted to inject capital.

This seems... quite realistic.

But he felt that Cheng Suwan should understand that business is business and not act on impulse.

As for Cheng Mengdie...let her lose her favor.

Moreover, he was not entirely without excuses.

As soon as he said this.

Both mother and daughter were stunned.

Cheng Mengdie reacted first.

She stared at Yang Zheng, questioning him, "Didn't you just say you had no money? How come you have money to invest now? So I'm actually asking you to borrow money..."

"Mengdie!"

Cheng Suwan interrupted her: "Lending is a favor, not lending is my duty. Don't say you are just boyfriend and girlfriend, even if you were husband and wife, he has no obligation to lend me money. Stop talking nonsense!"

Cheng Mengdie opened her mouth when she heard this, but closed it again in the end.

But he still stared at Yang Zheng with an angry expression.

Yang Zheng said calmly, "I really don't have much money left, but I have a friend in the bank. If I have assets as collateral, it won't be difficult to get a loan."

He paused and said, "My plan is to first inject capital into... Mr. Cheng's company, and then use the shares as collateral for a mortgage."

"Auntie" becomes "Mr. Cheng".

The mother and daughter were stunned again after hearing this.

Cheng Mengdie's angry expression had disappeared, and she looked a little at a loss.

So did I misunderstand him?

She became a little flustered.

Cheng Suwan asked, "Can't you introduce him to me, and then I can go to him to get the loan myself?"

I think it's beautiful.

I can only say: He is worthy of being a president, he has the nerve to say such words.

Yang Zheng paused and said, "If Mr. Cheng's company's qualifications are good enough, then of course it's possible."

Cheng Suwan paused when she heard this.

If her company's qualifications are good enough.

Why would someone block your loan? Why would you need connections?

Cosmetics companies don’t have much fixed assets.

Recently, due to problems with new products, cash flow has been very bad.

In this case, the amount of loan obtained through normal channels will definitely not be enough.

That's why she has such a headache.

“I don’t want to take the injection of capital.”

Cheng Suwan first said something, then paused and explained:

"The core of a beauty company lies in its formula technology and brand value, and both are difficult to value. Even if capital is injected, it's difficult to allocate equity."

This is actually not about not wanting to accept investment, but... wanting a high valuation!

Let alone Yang Zheng.

Even Cheng Mengdie understood what her mother meant.

Then she became even more panicked.

I had misunderstood Yang Zheng just now.

Yang Zheng clearly wanted to help, but his mother wanted to raise the price.

How would Yang Zheng view me like this?

She wanted to say something, but didn't know how.

And I was also afraid of disturbing the two people who were talking about business.

So in the end I chose to keep silent.

This is her own idea.

And in fact.

Just now when Yang Zheng talked about interests, she directly questioned him.

But now her mother talks about interests, and she keeps silent.

This is already a choice with inner bias.

"How much money does Mr. Cheng need?"

Yang Zheng asked directly.

Cheng Suwan pondered for a while and then said:

"The loan needs to be repaid at 1.2 million yuan, and 2000 million yuan needs to be reserved for the subsequent research and development of new products and company operations. However, the company currently has only 6000 million yuan in its account, so it actually needs another 8000 million yuan in funds."

Yang Zheng's reaction after hearing this was:

That's it?

Before, he thought that since she was a female CEO with a net worth of 10 billion, she must be short of money.

He really didn't expect that Cheng Suwan was only short of 8000 million.

If I had known earlier...

Emmmm......

Even if I had known this earlier, I wouldn’t have known it. Money can’t be borrowed for nothing!

Actually think about it carefully.

Even for someone with a net worth of one billion, 8000 million is not a small amount.

After all, this requires cash flow.

They are the wealthy people with a net worth of tens of billions or even hundreds of billions.

It’s not like you can just come up with 8000 million in cash.

The well-known rich second-generation Wang once broke the news.

It's just a rumor that his billionaire father gave him 5 million.

In fact, they were all given one by one, 1000 million, 2000 million, 500 million, etc.

Because his father didn't actually have that much cash.

Even a multi-billionaire doesn't have 5 million in cash.

It is natural for a female CEO with a net worth of only a billion to be so worried about 8000 million.

In fact, the one who is really abnormal is Yang Zheng himself.

All the wealth he obtained was cash flow.

That's why people have the illusion that 8000 million is "just that".

Yang Zheng paused and spoke again:

"Then what is Mr. Cheng's valuation of your company?"

Cheng Suwan was silent for a long time, and finally said: "5 million."

"what?"

Cheng Mengdie exclaimed.

Cheng Suwan: “…”

They are my own children, so don’t be angry.

My only precious daughter, don’t be angry.

She comforted herself with a few words and finally felt a little better.

"Ah."

Yang Zheng chuckled and said nothing more.

There was silence in the carriage for a long time.

Cheng Suwan spoke again: "4 million, this is my bottom line."

Yang Zheng thought for a moment and then asked, "When your company took out the loan, did the bank do a valuation?"

“You definitely can’t rely on the bank’s valuation!”

Cheng Suwan replied immediately, paused and said:

"Qingyan Cosmetics product sales account for the majority of Rumeng Beauty Salon's business. Banks don't factor this bundled relationship into their valuations, but if you're looking to inject capital, it certainly can't be ignored."

Sales channels are indeed critical.

But the problem is...

"Mr. Cheng didn't say what the bank's valuation of your company is."

Yang Zheng spoke lightly.

Cheng Suwan pursed her lips: "2.8 million."

After saying that, he immediately added: "They are the valuations of this lowest algorithm!"

Yang Zheng: 6.

According to what she said, the sales channels tied to the beauty salon are worth 1.2 million!

It accounts for 30% of the company's total value.

If it were a beauty salon with stores all over the country, it wouldn't be worth it.

And it might not even be enough.

But her Rumeng Beauty Salon only has about thirty stores in Chudong.

The sales channel value of each store is 400 million?

What the hell is this a joke!

The value of the storefront property is not included.

1.2 million is enough to buy all her thirty or so beauty salons!

"Mr. Cheng really knows how to do business."

Yang Zheng said sarcastically.

Cheng Suwan's expression remained unchanged: "You are asking for a high price and paying it back on the spot. If you don't agree, you can come up with a plan yourself."

Yang Zheng said, "8000 million, I want 40% of the shares."

Equivalent to a valuation of 2 million.

Cheng Suwan's face darkened: "Are you kidding me?"

Yang Zheng smiled lightly: "You said it, if you ask for a high price, you will pay it back on the spot."

Cheng Suwan paused for a moment and spoke again: "25%."

Yang Zheng calculated that this was a valuation of 3.2 million.

In fact, this investment.

Even if we really calculate it based on the 5 million that Cheng Suwan said at the beginning.

He will definitely not lose money.

After all, Qingyan Beauty’s future valuation is more than 120 billion.

It can’t be that the price went up entirely due to capital injection, right?

So after hesitating for a moment, he stopped bargaining with Cheng Suwan and spoke directly:

"can."

He suddenly agreed.

This made Cheng Suwan stunned.

She was ready to engage in another verbal battle.

"Then it's settled."

Cheng Suwan said this with a lingering feeling.